Joseph Lam

About

Joseph Lam 林志明, CRS, SRES, MBA, is a dedicated Real Estate Broker & Reverse Mortgage Professional with over 35 years of experience. His unwavering commitment is to help homeowners aged 55+ access the equity in their homes through reverse mortgages, ensuring seniors can enjoy a more secure financial future. His dedication is evident in his various strategies, from investing in real estate, renovating houses, building an ADU, to exploring innovative uses such as securing lifetime income through annuities, maximizing Social Security benefits, funding Roth IRA conversions, etc.

His expertise, backed by an MBA in Business Administration and professional designations like CRS and SRES, has led to the successful closure of over $200 million in real estate and loan transactions. His extensive qualifications, including owning real estate rentals for over 20 years and co-authoring seven books, make him a trusted advisor. He also authors the acclaimed "Hidden Money for Homeowners" & "Modern-Day Reverse Mortgages." Through his work, Joseph helps homeowners uncover the hidden value in their homes to enhance their retirement and financial stability.

Joseph is a licensed professional with a Real Estate Broker License (DRE #01077762), a Loan Agent License (NMLS #2316396), and a Health, Life Insurance & Annuity License (CDI #0M76850). His academic achievements include an AA from Hartnell College, a BS from Oregon State University, a Master of Science in Computer Science, and an MBA from Binghamton University (SUNY).

Joseph holds several prestigious designations: Certified Residential Specialist (CRS), Green Designation (GREEN), Pricing Strategy Advisor (PSA), Seniors Real Estate Specialist (SRES), Accredited Buyer's Representative (ABR®) and Accessory Dwelling Unit Specialist (ADU). He enjoys hobbies such as reading, traveling, cooking, swimming, and playing Chinese mahjong. Joseph and his college sweetheart recently celebrated their 45th wedding anniversary, and their son is a proud graduate of the Berkeley School of Law and Berkeley Goldman School of Public Policy, holding a JD/MPP.

Today, 8 out of 10 homeowners are worried about their money and wonder if they will ever retire.

As a mentor, he guides homeowners in using real estate to generate passive income for a secured retirement.

Go to get his complimentary Top 10 Homeowner Money Secrets:

https://www.hiddenmoneyforhomeowners.com/secrets